Workers Comp For MMC, Optional Premises and Infused Products

by Greenpoint Insurance Advisors, LLC
?2012 All Rights Reserved

Colorado law is clear as it pertains to insuring employees of medical marijuana businesses?you must get a workers compensation insurance policy. These policies are designed to protect your business and cover your employees from workplace injuries, disease or death.? Our agency has seen severe burns, back injuries, and cuts using trimming equipment.

Limits for workers compensation insurance are represented as follows with varying limits of insurance:

Bodily Injury By Accident:?? $1,000,000 Each Accident

(Most paid for all damages covered because of bodily injury to one or more employees in any one accident)

Bodily Injury By Disease: ?$1,000,000 Policy Limit

(Most paid for all damages arising out of bodily injury by disease regardless of the number of employees)

Bodily Injury By Disease: $1,000,000 Each Employee

(Most paid for all damages arising out of bodily injury by disease to any one employee)

What Are The Penalties For Not Having Workers Comp In Colorado?

Up to $250 for each day you?re without workers compensation insurance.? Our agency has seen penalties assessed for over $8,000.? In addition, your business could be facing a cease and desist order and pay additional benefits awarded to the injured employee during the period you didn?t have workers compensation insurance.

I?m Ready To Get Workers Compensation Insurance For My Colorado Medical Marijuana Business?What?s Next?

It takes less than 10 minutes to complete our online application.? You need your tax identification number and last 4 digits of any owner.? Your information is confidential and shared exclusively with the insurance carrier. ?

Source: http://www.gpbusinessinsurance.com/workers-comp-for-mmc-optional-premises-and-infused-products/

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Caffeinated coffee linked to lower risk of some oral cancers

Tuesday, December 11, 2012

A new American Cancer Society study finds a strong inverse association between caffeinated coffee intake and oral/pharyngeal cancer mortality. The authors say people who drank more than four cups of caffeinated coffee per day were at about half the risk of death of these often fatal cancers compared to those who only occasionally or who never drank coffee. The study is published online in the American Journal of Epidemiology. The authors say more research is needed to elucidate the biologic mechanisms that could be at work.

Previous epidemiologic studies have suggested that coffee intake is associated with reduced risk of oral/pharyngeal cancer. To explore the finding further, researchers examined associations of caffeinated coffee, decaffeinated coffee, and tea intake with fatal oral/pharyngeal cancer in the Cancer Prevention Study II, a prospective U.S. cohort study begun in 1982 by the American Cancer Society.

Among 968,432 men and women who were cancer-free at enrollment, 868 deaths due to oral/pharyngeal cancer occurred during 26 years of follow-up. The researchers found consuming more than four cups of caffeinated coffee per day was associated with a 49 percent lower risk of oral/pharyngeal cancer death relative to no/occasional coffee intake (RR 0.51, 95% confidence interval [CI] 0.40-0.64). A dose-related decline in relative risk was observed with each single cup per day consumed. The association was independent of sex, smoking status, or alcohol use. There was a suggestion of a similar link among those who drank more than two cups per day of decaffeinated coffee, although that finding was only marginally significant. No association was found for tea drinking.

The findings are novel in that they are based specifically upon fatal cases of oral/pharyngeal cancer occurring over a 26-year period in a population of prospectively-followed individuals who were cancer-free at enrollment in Cancer Prevention Study II.

"Coffee is one of the most widely consumed beverages in the world, and contains a variety of antioxidants, polyphenols, and other biologically active compounds that may help to protect against development or progression of cancers," said lead author Janet Hildebrand, MPH. "Although it is less common in the United States, oral/pharyngeal cancer is among the ten most common cancers in the world. Our finding strengthens the evidence of a possible protective effect of caffeinated coffee in the etiology and/or progression of cancers of the mouth and pharynx. It may be of considerable interest to investigate whether coffee consumption can lead to a better prognosis after oral/pharyngeal cancer diagnosis."

###

American Cancer Society: http://www.cancer.org

Thanks to American Cancer Society for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/125847/Caffeinated_coffee_linked_to_lower_risk_of_some_oral_cancers

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Saw: Family Style

He may only be a movie, but Jigsaw has a follower, and he targets the whole family, each because of a cruel act.

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Panetta says Syria chemical threat has slowed

Defense Secretary Leon Panetta talks to reporters while on board his plane headed to Kuwait, Monday, Dec. 10, 2012. Panetta will meet with troops as part of a visit to thank the troops for their service. (AP Photo/Susan Walsh, Pool)

Defense Secretary Leon Panetta talks to reporters while on board his plane headed to Kuwait, Monday, Dec. 10, 2012. Panetta will meet with troops as part of a visit to thank the troops for their service. (AP Photo/Susan Walsh, Pool)

U.S. Defense Secretary Leon Panetta, second from left, is welcomed upon his arrival at Kuwait International Airport in Kuwait City, Kuwait, Tuesday, Dec. 11, 2012. Kuwaiti Defense Minister Sheik Ahmad Al-Khaled Al Sabah, right, escorts Panetta, who is scheduled to meet with troops during his visit as part of a holiday visit to thank the troops for their service. (AP Photo/Susan Walsh, Pool)

U.S. Defense Secretary Leon Panetta, right, talks to reporters while on board his plane headed to Kuwait, Monday, Dec. 10, 2012. Panetta will meet with troops as part of a visit to thank the troops for their service. (AP Photo/Susan Walsh, Pool)

KUWAIT CITY (AP) ? The Syrian government seems to have slowed preparations for the possible use of chemical weapons against rebel targets, U.S. Defense Secretary Leon Panetta said Tuesday.

Last week, U.S. officials said there was evidence that Syrian forces had begun preparing sarin, a nerve agent, for possible use in bombs.

Speaking to reporters flying with him from Washington to Kuwait, Panetta suggested the threat was no longer escalating, although he was not specific about any Syrian military preparations.

"At this point the intelligence has really kind of leveled off," he said. "We haven't seen anything new indicating any aggressive steps to move forward in that way."

Panetta was in Kuwait to visit U.S. troops at the start of a four-day trip. The U.S. has about 13,500 troops in this country; they are a remnant of the 1991 Gulf War in which a U.S.-led coalition force evicted Saddam Hussein's Iraqi army after it invaded Kuwait in August 1990.

Asked whether he believed Syrian President Bashar Assad was heeding Western warnings against using chemical weapons, Panetta said: "I like to believe he's got the message. We've made it pretty clear. Others have as well."

He noted that the Assad regime is coming under increasing pressure from rebel forces.

"Our concern is that if they feel like the regime is threatened with collapse, they might resort to these kinds of weapons," he said.

Syria is believed to have a formidable arsenal of chemical weapons, including sarin and mustard gas, although its exact dimensions are not known. Syria is not a signatory to the 1997 Convention on Chemical Weapons and thus is not obliged to permit international inspection.

In the interview with reporters on his flight from Washington, Panetta also said he expects Obama administration decisions in the next few weeks on what military missions and forces the U.S. will seek to keep in Afghanistan after its combat mission ends Dec. 31, 2014.

The U.S. now has about 66,000 troops in Afghanistan as part of an international coalition that has been fighting the Taliban for more than 11 years.

Panetta said he would consult further with Marine Gen. John Allen, the top coalition commander in Kabul, before making further recommendations to President Barack Obama on a post-2014 military presence.

Panetta also said he is encouraged by what he called a downward trend in the number of attacks on U.S. and coalition forces by their Afghan partners. These so-called insider attacks accelerated for much of 2012, threatening to disrupt the U.S.-Afghan military partnership.

Panetta said the number of such attacks fell from 12 in August to two in November.

"Steps that were put in place to try to deal with that threat I believe have been effective," he said. He did not mention specific steps, but they include more rigorous vetting of Afghan army and police recruits and a requirement that U.S. troops carry loaded weapons at all times, even when on coalition or Afghan bases.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-12-11-Panetta/id-d604217c0a1844a28cb2c20f984eaf8b

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Barack Obama: way behind, but hardly leading, in Syria (Powerlineblog)

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Wind and solar power paired with storage could power grid 99.9 percent of the time

Dec. 10, 2012 ? Renewable energy could fully power a large electric grid 99.9 percent of the time by 2030 at costs comparable to today's electricity expenses, according to new research by the University of Delaware and Delaware Technical Community College.

A well-designed combination of wind power, solar power and storage in batteries and fuel cells would nearly always exceed electricity demands while keeping costs low, the scientists found.

"These results break the conventional wisdom that renewable energy is too unreliable and expensive," said co-author Willett Kempton, professor in the School of Marine Science and Policy in UD's College of Earth, Ocean, and Environment. "The key is to get the right combination of electricity sources and storage -- which we did by an exhaustive search -- and to calculate costs correctly."

The authors developed a computer model to consider 28 billion combinations of renewable energy sources and storage mechanisms, each tested over four years of historical hourly weather data and electricity demands. The model incorporated data from within a large regional grid called PJM Interconnection, which includes 13 states from New Jersey to Illinois and represents one-fifth of the United States' total electric grid.

Unlike other studies, the model focused on minimizing costs instead of the traditional approach of matching generation to electricity use. The researchers found that generating more electricity than needed during average hours -- in order to meet needs on high-demand but low-wind power hours -- would be cheaper than storing excess power for later high demand.

Storage is relatively costly because the storage medium, batteries or hydrogen tanks, must be larger for each additional hour stored.

One of several new findings is that a very large electric system can be run almost entirely on renewable energy.

"For example, using hydrogen for storage, we can run an electric system that today would meeting a need of 72 GW, 99.9 percent of the time, using 17 GW of solar, 68 GW of offshore wind, and 115 GW of inland wind," said co-author Cory Budischak, instructor in the Energy Management Department at Delaware Technical Community College and former UD student.

A GW ("gigawatt") is a measure of electricity generation capability. One GW is the capacity of 200 large wind turbines or of 250,000 rooftop solar systems. Renewable electricity generators must have higher GW capacity than traditional generators, since wind and solar do not generate at maximum all the time.

The study sheds light on what an electric system might look like with heavy reliance on renewable energy sources. Wind speeds and sun exposure vary with weather and seasons, requiring ways to improve reliability. In this study, reliability was achieved by: expanding the geographic area of renewable generation, using diverse sources, employing storage systems, and for the last few percent of the time, burning fossil fuels as a backup.

During the hours when there was not enough renewable electricity to meet power needs, the model drew from storage and, on the rare hours with neither renewable electricity or stored power, then fossil fuel. When there was more renewable energy generated than needed, the model would first fill storage, use the remaining to replace natural gas for heating homes and businesses and only after those, let the excess go to waste.

The study used estimates of technology costs in 2030 without government subsidies, comparing them to costs of fossil fuel generation in wide use today. The cost of fossil fuels includes both the fuel cost itself and the documented external costs such as human health effects caused by power plant air pollution. The projected capital costs for wind and solar in 2030 are about half of today's wind and solar costs, whereas maintenance costs are projected to be approximately the same.

"Aiming for 90 percent or more renewable energy in 2030, in order to achieve climate change targets of 80 to 90 percent reduction of the greenhouse gas carbon dioxide from the power sector, leads to economic savings," the authors observe.

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Journal Reference:

1. Cory Budischak, DeAnna Sewell, Heather Thomson, Leon Mach, Dana E. Veron, Willett Kempton. Cost-minimized combinations of wind power, solar power and electrochemical storage, powering the grid up to 99.9% of the time. Journal of Power Sources, 2013; 225: 60 DOI: 10.1016/j.jpowsour.2012.09.054

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Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_science/~3/vD8eoyKIxb0/121210133507.htm

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PopStuff Show Notes: Episode 127: PopStuff's Family Game Night ...

by Tracy V. Wilson | December 10, 2012

We thought we?d take advantage of the holiday shopping lots of people are in the midst of to answer yet another listener request ? today?s lesser-known board games. Board game night isn?t just for wholesome family entertainment anymore ? at least some of the time.

• Parker Brothers, Milton-Bradley and Hasbro
• ?Monopoly,? ?Life,? ?Trivial Pursuit,? ?Sorry? and Pop-o-Matic Bubbles
• ?Apples to Apples? commercials on the actual TV
• ?Cards Against Humanity?: ?Apples to Apples,? but wrong, and ways to combine the two
• Ricky Gervais, Joan Rivers and offensiveness as a necessary human coping mechanism
• Card games that are easy to tote anywhere: ?Fluxx,? ?We Didn?t Playtest This at All,?
• Licensed games: ?Lord of the Rings Trivial Pursuit,? ?Star Wars Monopoly,? ?Lord of the Rings Risk,? and a classic ?Star Trek Trivial Pursuit? I own (plus an anecdote about spoilers)
• ?Haunted Mansion Life?
• ?Dixit?
• ?Ticket to Ride? and the very awesome ?Ticket to Ride? episode of ?Tabletop?
• ?Scrabble? on a board vs. on a device
• Cooperative games and how they reduce some of the things people don?t like about board games (competition and cheating)
• ?Pandemic? and ?Sentinels of the Multiverse?
• Cryptozoic?s licensed games
• Liar?s dice
• ?Zombie Dice? and ?Cthulhu Dice?
• Some resources: TableTop, Board Game Geek, GeekDad?s game posts, GeekMom?s game posts
• Listener mail! Someone finally got a joke of my T-shirt from our T-shirt episode. Spencer, whose girlfriend Renate got him into the podcast, got the whole thing.
• Our Brian Games section

My research:

• I just played a lot of games for this one.

Holly?s research:

You can listen to PopStuff on iTunes or via the PopStuff rss feed. Follow PopStuff on Twitter at @PopStuffHSW, and you can keep up with us on the official PopStuff Facebook page.

Tags: board games, PopStuff Show Notes

Source: http://blogs.howstuffworks.com/2012/12/10/popstuff-show-notes-episode-127-popstuffs-family-game-night/

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